It’s a sensible question – while in theory, lenders have to take steps to ensure you can afford to keep up the monthly repayments (as much for their own sake as yours), buyers can still end up saddled with a mortgage they can’t afford. There are a number of mortgage calculators online, such as the one provided by SPF, which…
10 steps to buying a property off-plan
25 AugBuying off-plan is something many people shy away from because they feel it’s a complicated process that is best left for people with a lot of property experience. The truth is it’s really simple and can be a very intelligent investment. Here are 10 steps to purchasing an apartment off-plan. You won’t be able to get a mortgage offer until…